Genie Residential Mortgages Ltd
Genie Residential Mortgages Ltd is a mortgage broker specialising in the provision of whole of market mortgage advice for both residential homes and Buy to Let rented properties, as well as the associated areas of income protection, mortgage protection and mortgage life cover.
Based in Dorset on the south coast we help every type client from all over the country with a wide range of services including first time buyer mortgages, self employed mortgages, buy to let mortgages, re-mortgages and insurance products.
Whatever your situation we would be pleased to discuss further the services we offer.
Excellent service! There was always a solution found with any stumbling blocks. Great at keeping to schedule at all points & we were done & dusted before target! THANK YOU
Mrs C from Poole
Tim gave a great service when he redone my mortgage and personal health insurance, he was very efficient in the way he carried out his work, I have already passed his details on to family members and will definitely be using his services again, excellent work Tim and Thankyou
Mr R from London
I had a very complex situation with my sources of income and bad credit but Genie mortgages were able to find me a mortgage that was exactly what I needed and dealt with my application quickly and easily. I never would have been able to buy my house without their expertise.
Mr T from Nottingham
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Residential Mortgages
Mortgages can be confusing but vitally important you get the right deal that suits your needs and circumstances.
Whether your first time buyers, remortgaging, capital raising or moving home we can help.
Discuss your situation with a experienced mortgage broker so you are aware of all the options available to you.
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Your home may be repossessed if you do not keep up repayments on your mortgage.
Buy to Let
We offer a range of services for Buy To Let landlords whether your purchasing your first BTL property, adding to your portfolio or coming to the end of your fix term we can offer advice and assist you going forward.
We regularly help landlords raise capital against their BTL property to assist in purchasing more BTL properties, improving the ones they have or for many other reasons.
We can also assist with Limited Company purchases and remortgages.
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Your property may be repossessed if you do not keep up repayments on your mortgage.
Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.
Life Insurance
Life Insurance is a type of insurance policy that can help minimise the financial impact that your death could have on your loved ones.
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If you die or if you're diagnosed with a terminal illness with a life expectancy of less than 12 months, during the length of the policy, it could pay out a cash lump sum.
The cash lump sum can be used for several purposes including clearing an outstanding mortgage or ensuring your families financial security after losing an income into the house.
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Please contact us if you have any questions
or would like an idea of costs.
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As with all insurance policies, conditions and exclusions will apply.
Portfolio Management
Landlords that own four or more properties are classed as portfolio landlords and lenders can take a different view on how they treat these clients.
We regularly help portfolio landlords manage their property portfolios, whether they are looking to keep the lowest possible rates on their mortgage deals and maximise their returns or looking to grow the number of properties we can help achieve their goals. To discuss your portfolio and how we can help you achieve your goals please give us a ring.
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Your property may be repossessed if you do not keep up
repayments on your mortgage.
Not all Buy to Let Mortgages are regulated by
The Financial Conduct Authority
Remortgage
If you already own a property with equity
(difference between what you owe and value of the property)
you can release some of that capital by remortgaging.
We help lots of people release money from their property for all sorts of reasons from home improvements, debt consolidation, more property purchases and many other reasons.
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Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage
You may have to pay an early repayment charge to your
existing lender if you remortgage.
First time buyers
Buying a property for the first time can be a very overwhelming and confusing process.
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We can help you through the maze of mortgages available to you as well as explaining all of the jargon to help you make the right informed choice.
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If you’re not quite sure if you can proceed with your first purchase, let us take the strain off, with all the help and advice you will need, on of our experienced advisors will deal with all the paperwork to make it a stress free process from start to finish.
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GET IN TOUCH
Genie Residential Mortgages Ltd
Tel: 01202 001430
Nothing was ever too much for Tim, excellent customer service, made everything so easy to understand and went beyond his call of duty with respect to our application.
Mrs LÂ from Bournemouth
Tim did an amazing job for us getting us a mortgage that was suitable, he did a great job at explaining everything. Excellent friendly service, would highly recommend genie residential.
Mrs MÂ from Canford Heath
Genie Mortgages help me manage my property portfolio. They have raised money for new purchases and switched my rates when I get to the end of a fixed deal. Its always stress free and
I trust them to look after all of my deals.